Wherever
you go, our worldwide
assistance is by you side
24 hours a day, 7 days a week.
We
at Sunburst International Risk Management
are dedicated to being your trusted source for global risk
assessment and mitigation consulting
and training services.
Whether
you travel for business, leisure, adventure, or study, the best way to
ensure an enjoyable, productive, and safe trip is
to be aware of what types of problems you may encounter, take steps to
prevent problems before they happen, and be prepared to deal with problems
if they do occur.We focus on the things that
we believe matter most to our clients - helping them
learn
how to reduce the uncertainties of international travel
and providing them with global protection and peace of
mind.
We are committed to delivering individualized services, risk
assessment expertise, and
carefully considered advice to our clients.
We are proud to
provide superior global protection and peace of mind to
international travelers in over 100 countries.
Click Here for Current Travel News & Travel Advisories
Click Here to Join Sunburst on the World, a Global Community
BROCHURE
AtlasTravel
Insurance Medical Insurance
for U.S Citizens and non-US Citizens Traveling
Outside of their Home Country. Renewable up to 36 months.
Why Buy Travel
Insurance? The answer is easy. Whether you travel for business or
pleasure, international travel involves risk. You may arrive at your destination to find
that your luggage with personal items hasdisappeared. A personal
emergency may necessitate your early return to your Home Country. A medical emergency
may require hospitalization or even air evacuation. In most cases, your existing insurance
will not provide adequate protection for these and other risks. Without appropriate travel
insurance, you may be exposed to significant financial liability. The Atlas Series
were designed to take the risks out of international travel, so you can have an enjoyable
and productive trip.
The Atlas Series now automatically includes many new
benefits, services and features that make it the best option for individuals and families
who travel internationally. At no additional cost, the Atlas Series now adds coverage for
Acts of Terrorism, Complications of Pregnancy and Incidental Trips home to the
industry’s leading travel medical insurance plan. State of the art travel and
emergency medical assistance services are part of every Atlas Series plan. In addition,
the Atlas Series now allows you to extend and/or renew your coverage for up to 36 months.
Am I Eligible
for the Atlas Series?
If you are traveling outside of your Home Country and are at least 14 days old, you are
eligible for coverage. If you are under age 70, you may select your Overall Maximum Limit,
ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit
available is $50,000. If you are age 80 or older, the Overall Maximum Limit available is
$10,000. The minimum coverage period is 5 days and the maximum initial coverage period is
12 months.
If you reside in Florida or have a mailing address in Florida,
please contact us at 877-211-3654 or Info@internationalriskmanagement.com
before submit your application for Atlas Travel Medical Insurance.
Who Is The Insurer?
Lloyd’s, the largest and oldest insurance
market in the world, is the insurer of the Atlas Series. Rated A ( Superior) by AM Best
Company, and A (Strong) by Standard and Poor’s, Lloyd’s provides financial
strength and security that is unparalleled in the worldwide insurance market. Lloyd’s
is recognized as a market leader in the accident and health insurance arena and is
well-known for its innovative products and services. Presently, Lloyd’s provides
accident and health insurance to millions of individuals in almost every country of the
world.
When Does
Coverage Become Effective and When Does it End?
Your coverage becomes effective on the latest of: the moment we receive your Application
and correct premium (if Application and payment is made online or by fax), 12:01am US
Eastern Standard Time on the date we receive your Application and payment (if Application
and payment is made by mail), the moment you depart from your Home Country, or 12:01am US
Eastern Standard Time on the date you request on your Application. Your coverage will end
on the earliest of: 12:01am US Eastern Standard Time on the last day of the period for
which you have paid a premium, 12:01am US Eastern Standard Time on the date requested on
your Application, or the moment of your arrival upon return to your Home Country (unless
you have started a Benefit Period or are eligible for Home Country Coverage).
Does the Atlas
Series Provide any Home Country Coverage?
Yes. Under certain circumstances, the Atlas Series will
provide limited Home Country Coverage.
Incidental Home Country Medical Coverage
– If you are a US citizen traveling for three (3) months or more, you are
covered for Medical expenses only during one incidental trip to your Home Country for up
to 15 days. You must continue your international trip no more than 15 days after your
return to your Home Country in order to be eligible for this benefit. Return to your Home
Country must not be taken for the purpose of obtaining treatment of an Illness or Injury
that began while traveling.
Benefit Period Medical Coverage – If
you started a Benefit Period while this insurance was in effect, you are covered for
Medical expenses only for the duration of the Benefit Period, regardless of whether you
are at home or abroad. Your Benefit Period begins on the first date you receive a
diagnosis or treatment of a covered Illness or Injury while outside your Home Country and
lasts for 180 days.
End of Trip Home Country Medical Coverage
– If you are covered under the Atlas Series and outside of your Home Country
continuously (except for covered Incidental Trips as described above) for six (6) months
or more you may purchase an additional 30 days of End of Trip Home Country Medical
Coverage.
Home Country Defined - If you are a
US citizen, your Home Country is the United States, regardless of the location of your
Principal Residence. If you are not a US citizen, your Home Country is the country where
you principally reside and receive regular mail.
Which Plan Should I
Purchase?
All US citizens should purchase Atlas
International, which provides coverage for outside of the United States.
Non-US citizens traveling outside of the U.S. should purchase Atlas
International.
Non-US citizens traveling to the United States should purchase Atlas America.
What is Covered?
All benefits, except Hospital Indemnity, Lost Checked
Luggage, Accidental Death & Dismemberment and Common Carrier Accidental Death, are
subject to the Deductible and Coinsurance. Limits apply to all benefits (See Schedule of
Benefits and Limits):
Medical:Inpatient and Outpatient charges made
by a Hospital.
Charges made by a Physician, surgeon,
radiologist, anesthesiologist, and any other medical specialist to whom the Physician has
referred the case.
Charges made for dressings, sutures,
casts or other supplies prescribed by the attending Physician or specialist, but excluding
nebulizers, oxygen tanks, diabetic supplies and all devices for repeat use at home.
Charges for diagnostic testing using
radiology, ultrasonographic or laboratory services.
Charges for oxygen and other gases
and anesthetics and their administration.
Charges for prescription drugs for
treatment of a covered Injury or Illness, but not for the replacement of lost, stolen,
damaged, expired or otherwise compromised drugs.
Charges made by a licensed Extended
Care Facility upon direct transfer from an acute care Hospital.
Emergency local ambulance transport
incurred in connection with Injury or Illness resulting in inpatient hospitalization.
Complications of Pregnancy :
Treatment of Complications of Pregnancy during
the first 26 weeks of Pregnancy is covered under this insurance. Complications of
Pregnancy is defined as: Illnesses whose diagnoses are distinct from Pregnancy, but are
adversely affected by Pregnancy or caused by Pregnancy, and not associated with a normal
Pregnancy. This includes: ectopic Pregnancy, spontaneous abortion, hyperemesis gravidarum,
pre-eclampsia, eclampsia, missed abortion and conditions of comparable severity.
Hospital Indemnity:
If you are hospitalized as an Inpatient for
treatment of a covered Illness or Injury, the Atlas Series will provide $100 for each
night you spend in the hospital. This benefit is in addition to payments for other covered
expenses and is not subject to Deductible or Coinsurance.
Acute Onset of a Pre-Existing Condition
If you are a US Citizen under age 70,
you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up
to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical
Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak
or recurrence of a Pre-existing Condition which occurs spontaneously and without advance
warning either in the form of Physician recommendations or symptoms. Treatment must be
obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Emergency Dental:
The following Emergency Dental expenses
are covered: Emergency Dental treatment and Dental surgery necessary to restore or replace
sound natural teeth lost or damaged in an Accident which is covered under this insurance
subject to the Overall Maximum Limit; and Emergency Dental treatment necessary to resolve
acute, spontaneous and unexpected onset of pain subject to a maximum benefit of $100.
Emergency Medical Evacuation:
If recommended by your attending
Physician, who certifies that Evacuation is necessary to safeguard your life and that
Medically Necessary treatment is not available locally, and if approved in advance and
coordinated by Plan Administrator, the Atlas Series will provide the following benefits:
Emergency air and/or ground transportation to the nearest Hospital that is qualified to
provide the Medically Necessary treatment.
Emergency Reunion:
In the event of a covered Emergency
Medical Evacuation, the Atlas Series will provide the following benefits: The cost of an
economy round-trip air and/or ground transportation ticket for one of your relatives
(parent, spouse, sibling or child age 18 or older) for transportation to the area where
you are hospitalized following Emergency Medical Evacuation and reasonable expenses for
lodging and meals for your relative, for a period not to exceed 15 days.
Return of Minor Children:
If you are the only person age 18 or older,
traveling with one or more children under the age of 18, who are also covered by the Atlas
Series, and you are Hospitalized for treatment of a covered Illness or Injury resulting in
the children being left unattended for a period of time expected to exceed 36 hours, the
Atlas Series will provide the following benefit: The cost of a one-way economy air and/or
ground transportation ticket for each covered child to the terminal serving the area of
Principal Residence of each covered child.
Terrorism
The Atlas Series provides Medical
coverage for Injuries and Illnesses resulting from an Act of Terrorism, subject to a
$50,000 lifetime maximum, provided all of the following conditions are met: The Injury or Illness does not result
from chemical, nuclear or biological weapons or events.
You have no direct or indirect involvement in the Act
of Terrorism.
The Act of Terrorism is not in a country or location
where the United States government has issued a travel warning that has been in effect
within the 6 months prior to your date of arrival.
You have not unreasonably failed or refused to depart
a country or location following the date a warning to leave that country or location is
issued by the
United States government.
An Act of Terrorism is defined as:
an act, including but not limited to, the use of force or violence and/or the threat
thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in
connection with any organization(s) or government(s) committed for political, religious,
ideological or similar purposes including the intention to influence any government and/or
to put the public, or any section of the public, in fear.
For additional benefits covering
Acts of Terrorism, including high limit AD&D and Permanent Total Disability coverage,
review the MultiNational Accident Plan (MAP). Contact our specialists for additional
information about this exciting new product.
Accidental Death and Dismemberment:
In the event of your Accidental Death
(except while traveling on a common carrier) or Dismemberment resulting from a covered
Injury, the Atlas Series will provide the following benefit:
Accidental Death – Principal Sum to the Beneficiary
designated on your Application
Loss of 2 eyes or 2 or more limbs – Principal Sum to you
Loss of 1 eye or 1 limb – One Half of the Principal Sum to
you
Age
Principal Sum
14 days to 17
years
$5,000
18 to 69
$25,000
70 to 74
$12,500
75+
$6,250
The Accidental Death
and Dismemberment benefit is not available for losses incurred during participation in a
Hazardous Sport or in respect to losses resulting from an Act of Terrorism.
Common Carrier Accidental Death:
In the event of your Accidental Death
while traveling on board a commercial common carrier, the Atlas Series will provide the
following benefit: Principal Sum of $50,000 ($25,000 for children under age 18), subject
to a maximum of $250,000 per family, to the Beneficiary designated on your Application.
This benefit is not available in respect to losses resulting from an Act of Terrorism.
Repatriation of Remains:
In the event of a covered Injury or
Illness resulting in your death, the Atlas Series will provide the following benefit: Air
and/or ground transportation of bodily remains or ashes to the area of your Principal
Residence, and reasonable costs of preparation of your remains necessary for
transportation.
Natural Disaster
In the event of natural disaster
(hurricane, flood, tornado, tsunami, etc) the Atlas Series will provide up to $100 a day
for 5 days if the member is Displaced from planned, paid accommodations due to evacuation
from forecasted disaster or following a disaster strike. Displaced is defined as required
to depart the destination due to an evacuation ordered by prevailing authorities. Proof of
paid accommodations must be submitted at time of claim.
Trip Interruption:
If, after you have departed, you
learn of the death of a parent, spouse, sibling or child, or you learn of the substantial
destruction of your Principal Residence by fire or weather, the Atlas Series will provide
the following benefit: The cost of an economy one way air and/or ground transportation
ticket for you to the area of your Principal Residence; or
If, following a covered Emergency Medical Evacuation,
the attending Physician states that it is Medically Necessary for your return to your Home
Country or to the area from which you were initially evacuated for continued treatment,
recuperation and recovery, the Atlas Series will provide the following benefit: The cost
of a one-way economy air and/or ground transportation ticket for your transportation from
the area where you were hospitalized following the Emergency Evacuation, to the area where
you were initially evacuated from, or to the terminal serving the area of your Principal
Residence.
Lost Checked Luggage:
In the event your checked luggage is
permanently lost by the carrier, the Atlas Plan will provide the following benefit: Up to
$250 for replacement of clothes and personal hygiene items, not to exceed $50 for any one
item. You must file a formal claim with the transportation provider and provide copies of
all claim forms and proof that the transportation provider has paid you its normal
reimbursement for the lost checked luggage.
SCHEDULE OF BENEFITS AND LIMITS
Deductibles:
$0, $100, $250,
$500, $1,000 or $2,500 per Certificate Period
Coinsurance –
Claims incurred in US or Canada:
For the
Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses
after the Deductible, then 100% to the Overall Maximum Limit
Coinsurance –
Claims incurred outside US or Canada:
For the
Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible
up to the Overall Maximum Limit
Hospital Room and
Board:
Average
Semi-private room rate, including nursing services
Local Ambulance:
Usual, Reasonable
and Customary charges
Hospital
Indemnity:
$100 per day (not
subject to Deductible or Coinsurance)
Intensive Care
Unit:
Usual, Reasonable
and Customary charges
Outpatient
Treatment:
Usual, Reasonable
and Customary charges
Acute Onset of
Pre-existing Condition:
$15,000 limit per
Certificate Period for Eligible Medical Expenses
$25,000 limit per Certificate Period for Emergency Medical Evacuation (only available to
US Citizens under age 70)
Physical Therapy:
$50 per visit
All Other Eligible
Medical Expenses:
Usual, Reasonable
and Customary charges
Emergency Dental:
Accident –
Overall Maximum Limit
Acute Onset of Pain – $100 limit per Certificate Period
Emergency Medical
Evacuation:
Overall Maximum
Limit
Emergency Reunion:
$15,000 limit per
Certificate Period
Return of Minor
Children:
$5,000 limit per
Certificate Period
Terrorism:
$50,000 Maximum
Lifetime Limit, Medical Expenses only
Accidental Death
and Dismemberment:
Principal Sum
$25,000 Adults age 18-69
$12,500 Adults age 70-74
$ 6,250 Adults age 75 and above
$ 5,000 Children age 17 and below
Common Carrier
Accidental Death:
$50,000 per adult,
$25,000 children under age 18; $250,000 Maximum per family
Repatriation of
Remains:
Overall Maximum
Limit
Natural Disaster Benefit:
Up to $100 a day
for 5 days when Displaced from planned, paid accommodations due to evacuation from
forecasted disaster or following a disaster strike
Trip Interruption:
$5,000 limit per
Certificate Period
Lost Checked
Luggage:
$250 limit per
Certificate Period (not subject to Deductible or Coinsurance)
Hospital
Pre-Notification Penalty:
50% of Eligible
Medical Expenses
Optional Hazardous
Sports Rider:
Overall Maximum
Limit
Overall Maximum
Limit per Certificate Period (includes all benefits except Accidental Death and
Dismemberment and Common Carrier Accidental Death):
Age 14 days to 69
- $50,000, $100,000, $250,000, $500,000 or $1,000,000; Age 70 to 79 - $50,000; Age 80 or
older - $10,000
What is Excluded?
The following charges, treatments, surgeries, medications, conditions andcircumstances
are excluded:
Pre-existing Conditions – Charges resulting directly or
indirectly from any Pre-existing Condition are excluded from this insurance. If you are a
US citizen under age 70, you are covered for Medical and Emergency Evacuation charges
resulting from an Acute Onset of a Pre-existing Condition, up to the limit set forth in
the Schedule of Benefits and Limits. A Pre-existing Condition is any Illness, Injury or
medical condition or chronic or recurring Illness or Injury or medical condition,
including any associated complications or consequences, which existed at or during the 2
years immediately preceding your Effective date. An Acute Onset is a sudden and unexpected
outbreak or recurrence of a Pre-existing Condition, that occurs spontaneously and without
advance warning either in the form of Physician recommendations or symptoms. Treatment
must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Treatment for or related to any congenital condition.
Routine pre-natal care, childbirth, care of newborns, post-natal
care, birth control, artificial insemination, infertility, impotency or sexual
dysfunction, sterilization or reversal thereof.
False labor, edema, prolonged labor, prescribed rest during the
period of Pregnancy, morning sickness and conditions of comparable severity associated
with management of a difficult Pregnancy, and not constituting a medically distinct
Complication of Pregnancy, and all charges related to Pregnancy after the 26th week of
Pregnancy.
Mental Health Disorders or Substance Abuse.
Charges which are not incurred during the Certificate Period or
the applicable Benefit Period, and charges which are not presented to Underwriters for
payment within 60 days from the end of the Certificate Period or the applicable Benefit
Period.
Charges for use of Emergency Room within the US for treatment of
Illness unless the patient is directly admitted to the Hospital as Inpatient for further
treatment of that Illness.
Not Medically Necessary and
administered or ordered by a Physician.
Provided at no cost, by a family member, or
by a person who ordinarily resides with you, or which are attributable to or recoverable
from any other party including government-sponsored plans.
Charges which exceed Usual,
Reasonable and Customary.
Investigational, Experimental or for
Research purposes.
While confined primarily to receive
Custodial Care, Educational or Rehabilitative care.
Venereal Disease, AIDS or ARC.
Treatment by a Chiropractor.
Diseases of the skin.
Dental treatment, including treatment
of the temporomandibular joint, except for Emergency Dental treatment necessary to replace
sound natural teeth lost or damaged in an Accident covered hereunder or for the relief of
acute, spontaneous and unexpected onset of pain.
Eyeglasses, vision exams, contact
lenses, hearing tests, hearing aids, hearing implants, eye refraction, visual therapy,
orthoptics or visual eye training or eye surgery (including cataract surgery and radial
keratotomy) or for any examination or fitting related to these devices or procedures.
Injury sustained while taking part in
the following activities: Amateur or professional sports or athletics, except this does
not include Amateur sports or athletics which are non-contact and undertaken solely for
leisure, recreational, entertainment or fitness purposes unless such sports or athletics
are otherwise excluded by this provision. The following are excluded: Mountaineering where
ropes or guides are normally used or at elevations of 4,500 meters or higher. Aviation,
except when traveling solely as a passenger in a commercial aircraft. Hang gliding, sky
diving, parachuting or bungee jumping; Snow skiing or snowboarding, except for
recreational downhill and/or cross-country snow skiing or snowboarding (no cover provided
whilst skiing away from prepared and marked in-bound territories and/or against the advice
of the local ski school or local authoritative body); Racing by any animal or motorized
vehicle; and spelunking; and subaqua pursuits involving underwater breathing apparatus
unless NAUI/PADI certified, accompanied by a certified instructor, and at depths of less
than 10 meters; jet skiing; and any other sport or athletic activity which is undertaken
for thrill seeking and exposes you to abnormal or extreme risk of injury.
Injury sustained while under the
influence of or due wholly or partly to the effects of intoxicating liquor or drugs other
than drugs taken in accordance with treatment prescribed and directed by a Physician but
not for the treatment of Substance Abuse.
Willfully self-inflicted Injury or
Illness and immunizations and Routine Physical Exams.
The Deductible, Coinsurance and
charges which are not included as Eligible Expenses as described in the Master Policy, and
charges which exceed the limits set forth in the Schedule of Benefits and Limits.
Treatment required as a result of
complications or consequences of a treatment or condition not covered hereunder.
Charges for travel or accommodations,
except as provided for in the Local Ambulance, Emergency Medical Evacuation, Repatriation
of Remains, Emergency Reunion and Trip Interruption sections of this insurance.
Treatment incurred as a result of
exposure to non-medical nuclear radiation and/or radioactive material(s).
Organ or tissue transplants or
related services.
Acts of Terrorism, except as provided
for herein, war, insurrection, riot or any variation thereof.
This
is a summary of exclusions. For more details, or for a complete copy of the Master Policy,
contact us.
What If I Plan to
Participate in a Sport or Athletic Activity that is Excluded? The Optional Hazardous Sports Rider is available for
the adventurous traveler. This Rider adds coverage for the Amateur sports, listed in
exclusion #15. The maximum policy limit under this rider is the Overall Maximum Limit you
select. The Accidental Death and Dismemberment benefit is deleted during the course of the
activity.
What Are the Pre-Notification
Requirement?
All Hospitalizations, Surgeries,
Emergency Evacuations, Emergency Reunions, Trip Interruptions, Repatriation of Remains,
Computerized Tomography (CAT Scan) and Magnetic Resonance Imaging (MRI) must be
Pre-notified. Simply call, or have your Physician call, MultiNational Underwriters, Inc.
with all information relative to your claim. Be sure to have your ID number available. If
you do not Pre-notify, medical expenses will be reduced by 50% and all other expenses will
be forfeited.
What If I Have an Acute Onset of a
Pre-Existing Condition?
If you are a US Citizen under age 70 and
purchase a minimum of 3 months of coverage initially, you are covered for an Acute Onset
of a Pre-existing Condition. Coverage available is 10% of the Maximum Overall Limit
purchased, up to a maximum of $50,000. An Acute Onset of a Pre-existing Condition is a
sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs
spontaneously and without advance warning either in the form of Physician recommendations
or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected
outbreak or recurrence.
How do I Extend or Renew my
Coverage?
You may extend your coverage (5 day minimum) up to a maximum of 12 months. Provided there
is no break in coverage, you will not be required to re-satisfy your Deductible,
Coinsurance or Pre-existing Condition provision.
After 12 months of continuous coverage, US citizens may renew their coverage for up to 12
additional months. If 24 months of continuous coverage is maintained, a final period of up
to 12 months may be purchased. Deductible and Coinsurance must be re-satisfied as of each
renewal date.
After 36 months of continuous coverage or any break in coverage, a new plan must be
purchased. A new Application is required and you must re-satisfy your Deductible,
Coinsurance and Pre-existing Condition provisions.
Extensions or Renewals must be made online with payment by credit card. For additional
information on Extending or Renewing your plan, please visit Client Zone.
Click here
for Instant Online Quotes & Purchase
If you reside Florida or have a mailing address in Florida,
please contact us at 877-211-3654 or
before submit your application for Atlas Travel Insurance.
If you have any questions or concerns, please contact us
today. 877-211-3654 or
559-294-0316
HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are
subject tochange withoutnotice
at the discretion of the insurance carriers. This site is updated weekly, but we recommend
contactingusdirectly to be assured of getting the most up-to-dateinformation available.
INTERNATIONAL SECURITY NEWS BRIEFS:
Please
note that we at Sunburst International Risk Management provides the
International Security News Briefs as a value-added service to our
international clients and visitors of this website. Our International
Security News Briefs are updated frequently, in order to provide you with current and
reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may
become inactive at any time. We suggest that you bookmark our website and
return frequently to check the current global news posted on our website.
A roadside bomb exploded Monday morning next to a
French Embassy convoy traveling through downtown Baghdad, wounding
seven Iraqis, officials said
more...
Brazilian security forces have occupied
one of Rio de Janeiro's biggest slums as part of a major
crackdown ahead of the 2014 World Cup and 2016 Olympics.
more...
Anti-austerity rallies have been
held across Europe – in Spain thousands marched to
protest against high unemployment and their
government’s handling of the economic crisis.
more...
Tens of thousands of protesters
have taken to the streets of Madrid and other
Spanish cities in a mass march against austerity
measures, social spending cuts and unemployment.
more...
Thousands of school and college
students prepare to join public sector strikes
against cuts on 30 June
more...
Pentagon: Hack Attacks Can Be Act of War
6/1/2011
For the first time, the Pentagon has formally concluded that
computer sabotage carried out by another nation can constitute an act of war
that warrants a response of traditional military force, according to
published media reports.
more...
Kidnapping in Tijuana: The New Normal
6/1/2011
Tijuana is facing a new trend in kidnapping. Unlike the
wave of indiscriminate abductions for ransom that hit this Mexican city in
2008, this time the kidnappings seem more of a way of doing business.
more...
Japan widens evacuations outside plant zone
May 15, 2011
Japan on Sunday started the first evacuations of
homes outside a government exclusion zone after the March 11 earthquake and
tsunami crippled one of the country's nuclear power plants.
more...
U.S. citizen among bus
passengers abducted in MexicoApril 12, 2011
At least one U.S. citizen was among dozens of
men reportedly forced off passenger buses by armed attackers in the
northeastern border state of Tamaulipas, where 72 bodies were found in mass
graves last week, U.S. officials said Sunday.
more...
Thai 'Yellow Shirts' to pay US$17m for airport
seizure
March 25, 2011
A Thai court on Friday ordered 13 leaders of the influential
"Yellow Shirt" protest movement to pay US$17 million in compensation over
their involvement in crippling airport blockades in 2008.
more...
Thousands march against India's embattled government
February 25, 2011 At least 100,000 trade
unionists marched through the Indian capital Wednesday in a protest against
high food prices and unemployment, piling pressure on an administration
under fire over corruption scandals.
more...
China's Web police block US ambassador's name
February 25, 2011 China widened its Internet
policing after online calls for protests like those that swept the Middle
East, with social networking site LinkedIn and searches for the U.S.
ambassador's name both blocked on Friday.
more...
Kidnapped Mexican Sugar Baron Found Dead
February 22, 2011
Western Hemisphere > Mexico > Monterrey
Mexican sugar baron Federico Safi Chagnon, cousin of
World Boxing Council President Jose Sulaiman, was found dead two weeks after
he was abducted from his home, members of the victim’s family told Efe
Friday.
more...
BAHAMAS
MURDER RATE JUMPS
February 2, 2011 More murders were recorded in The
Bahamas in January 2011 than in any month in 2010, according to police
statistics.
SOLDIERS DETAIN 9 KIDNAPPERS, FREE 4 CAPTIVES IN MEXICO
February 2, 2011 Nine suspected kidnappers,
including a minor, were arrested and four captives rescued during an army
operation in Coatzacoalcos, a port city in the Mexican Gulf state of
Veracruz, the Defense Secretariat said Tuesday.
Major 7.1 magnitude earthquake hits Chile
January 3, 2011 A major earthquake of 7.1
magnitude hit central Chile Sunday, but there were no immediate reports of
serious damage or casualties, local emergency officials said.
more...
U.S. tightens air cargo security rules
November 8, 2010
The U.S. has banned toner and ink cartridges that weigh more than a pound
from checked and carry-on luggage. This ban, aimed at preventing a plot
similar to the one foiled last month, also applies to some inbound
international air cargo shipments. In addition, all cargo identified as
high-risk will be subject to additional screening. The U.S. will continue to
ban all air cargo shipments from Yemen, and it has also banned shipments
from Somalia. The Air Transport Association issued a statement noting that
U.S. air carriers "are in full compliance with the new TSA security
requirements regarding printer and toner cartridges."
CNN (11/8)
TSA faces growing criticism of passenger screening
November 8, 2010
Travel groups are voicing increasing frustration with TSA passenger
screening procedures, charging that longer delays, reduced privacy and
embarrassing pat-downs have done little to increase security for the flying
public. "The system is broken, it's extremely flawed and it's absurd that we
all sit back and say we can't do anything about it," says Geoff Freeman of
the U.S. Travel Association, which fears people will eventually stop flying
rather than face the security gauntlet. US Considers
Warning
On Europeon Travel « WWJ AM-
October 02, 2010
Oct 2, 2010
... A European official briefed on the talks said the
language in the ... The implications of a blanket “travel warning”
for all of Europe could be big. ... While the government
cannot stop people from traveling there or ... wwj.cbslocal.com/2010/10/02/us-considers-warning-on-europeon-travel/
Security tightened for red rallySeptember 16, 2010 East Asia / Pacific -
Thailand Bangkok city inspectors, or
Thetsakit, will work with police in guarding about 40 locations in the
capital when supporters of the red-shirt United Front for Democracy against
Dictatorship gather on Sunday. more...
Jakarta International Airport faces passenger overcrowdingSeptember 03, 2010
INDONESIA: Jakarta's Soekarno-Hatta International Airport is facing serious
problems of overcapacity and an out-dated air traffic control system.
Authorities are rushing to make improvements, after two recent mishaps left
thousands of passengers stranded.
Bomb Wounds 20 in Mexican Resort City
August
27, 2010 Americas - Mexico
At least 20 people were wounded, four of them
seriously, when unidentified individuals tossed a bomb into a bar in
Puerto Vallarta, a resort city on Mexico’s Pacific coast, police said
Thursday. The attack occurred around midnight Wednesday at the Pink
Cheladas bar, where about 150 young people were partying, Puerto
Vallarta police department spokesmen told Efe. more...
Thousands evacuated after floods in China, N.Korea
August 21, 2010 More than 120,000 people have been
evacuated in northeast China following serious floods that have already
left four dead and forced the relocation of thousands in neighbouring
North Korea. more...
Eight Mexican Cops Arrested on Kidnapping Charges
July 13, 2010
MEXICO CITY – Federal Police officers arrested
eight municipal police officers in Tierra Blanca, a city in the Mexican Gulf
state of Veracruz, on kidnapping and other charges, the Public Safety
Secretariat said. The officers were arrested at Tierra Blanca city hall “while roll call was
taking place,” the secretariat said.
Drug war hits Mexico's richest city
July 9, 2010 Mexico's richest city, once a poster child for development with its
high-rise office blocks and flourishing industries, is being gripped by
drug war terror with rising violence forcing dozens of its factories to
freeze investment.
Japanese kidnap victim sold to FARC
July 1, 2010 The wife of a Japanese man who was
kidnapped in south-west Colombia on March 23 says the army told her that
the criminal gang which abducted her husband sold him to the FARC. more...
40,000 may be evacuated in southern Philippine floods
June
1, 2010 Up to 40,000 people may be forcibly evacuated after torrential rains caused
heavy flooding in the southern Philippines, an official said Tuesday. Ten
villages in the town of Sultan Kudarat on southern Mindanao island were
under waist-deep waters after a river overflowed its banks due to rains that
began on Friday, local social welfare department head Pombaen Kadir said.
Indian plane crash kills scoresMay
22, 2010
A plane crashes on landing near India's
southern city of Mangalore with 166 people on board, with reports of seven
survivors.
Thai protesters said Tuesday that they would
fortify their sprawling encampment in Bangkok's upscale
hotel-and-shopping district before venturing out to "wage a big war" to
topple the government they decry as illegitimate
Thailand's PM declares emergency
April
7, 2010 Thailand's prime minister declares a state of
emergency in Bangkok amid growing anti-government protests.In a televised address, Mr Abhisit said the move - which gives
sweeping new powers to the security forces to tackle protesters - would help
restore order. It comes hours after thousands of "red-shirt" protesters
marched on parliament - forcing MPs to flee the building.
1,000 Die Of TB In India Every Day, Says WHO
March 25, 2010 The World Health Organisation (WHO) estimates that 5,000 Indians
develop TB and nearly 1,000 people die from it every day - the equivalent of
two deaths every three minutes. Yesterday was World TB Day, organised by the
Stop TB Partnership, a network of organisations and countries fighting the
disease, which currently infects one-third of the world’s population,
according to the WHO.
Massive earthquake strikes Chile
February27, 2010 A massive earthquake has hit central Chile and killed at least 122 people,
though the toll is expected to rise.The 8.8 quake
caused widespread damage, destroying buildings, bridges and roads in many
areas, including the capital where a chemical plant caught fire. President
Michelle Bachelet declared a "state of catastrophe" in affected areas and
appealed for calm.
Olympic security doesn't stop at Canadian border
February 10, 2010 BELLINGHAM, Wash. — A few days before the
opening ceremonies for the 2010 Olympic Winter Gamesin
Vancouver, the doors to a nondescript warehouse will open here without
fanfare.
Tourists still stranded at Machu Picchu
January28, 2010 Clayton Fredrik is standing in the distant shadow of the Incan ruins
in Machu Picchu, battling boredom and helping locals repair flood-damaged
roads.One of many foreign tourists stranded in
the town at the base of the fabled Peruvian site since the beginning of the
week, the 24-year-old Dutch man from Amsterdam has been twiddling the time
away before a helicopter flies him off -- hopefully in a day or two.
Security fears in quake-hit Haiti
January16, 2010
Security concerns rise in Haiti's capital as
distribution problems continue to hamper the supply of aid to desperate
quake survivors.Days after the quake devastated
Port-au-Prince, killing tens of thousands, there are some reports of gangs
preying on residents and looting. Officials say thousands of prisoners are
unaccounted for after the main prison was destroyed. Relief has been
arriving, but little has moved beyond the jammed airport.
U.S. toughens air screening rulesJanuary4, 2010
Passengers flying to the US from or via 14
nations deemed a security risk face tougher screening, under new measures.
Pilot praises crew in Jamaica runway incident
December
29, 2009
The pilot of an American Airlines plane that overshot a runway in Jamaica
last week praised the quick-acting crew during the incident. "It's a
testament to the professionalism of American Airlines," he said. "I have the
highest praise for my first officer and eternal gratitude for the way the
flight attendants reacted in their professionalism to get all the passengers
home to their families, as well."
Saudi Official: 5 Dead From Swine Flu at HajjNov.
29, 2009 MINA, Saudi Arabia – Five people died from swine
flu during the hajj,
Saudi Arabia said Sunday, a relatively small number considering the
event is the largest annual gathering in the world and is seen as an ideal
incubator for the virus.
Flights cancelled as Beijing blanketed in snowNovember10, 2009
BEIJING - Nearly 70 flights were cancelled and
more than 30 delayed at Beijing's airport Tuesday after the second major
snow storm of the season blanketed the Chinese capital, airport officials
said.
Massive security at Asian summit in Thailand
October 22, 2009 Thailand has mounted one of its biggest
security operations in recent history with more than 36,000 military and
police to prevent anti-government demonstrators from overrunning a
summit of Asian leaders, an official spokesman said Thursday.
Chinese ship hijacked in Indian Ocean: EU October18, 2009 East Asia / Pacific,
Sub-Saharan Africa - China, Seychelles A
Chinese bulk carrier was hijacked in the Indian Ocean on Monday, the
EU's anti-piracy naval mission in the region reported, immediately
launching an investigation into the incident.
UK Taxi driver told to bring
'bomb' October
16, 2009 Armed and masked men in Strabane told a taxi
driver they had put a bomb in his car and ordered him to bring it to the
town's courthouse.
China number two in world for rabies deaths East Asia / Pacific - China
September
28, 2009 BEIJING: China is second only to India worldwide
in the number of people killed by rabies every year, the government
reported, making the disease one of the nation's biggest public health
threats.
"China is one of the countries most severely affected by rabies, and in
recent years the number of annual reported deaths from rabies has averaged
around 2,400," the health ministry said in a statement on its website. "It
is only inferior in number to India, and gives us the world's second-place
ranking." The statement, issued to coincide with
World Rabies Day on Monday, said rabies was among the top three infectious
diseases in China.
China has stopped issuing travel documents to foreigners
seeking to visit Tibet, according to local tour operators, another
indicator of the government’s skittishness over the coming anniversary
of the Communist victory in 1949.
Americas - Honduras
The
United States will stop issuing most visas on Wednesday at the U.S.
Embassy in Honduras because the current government is standing by its
refusal to sign an accord that would bring back overthrown President
Manuel Zelaya.
Europe - Turkey
After a German tourist was killed in broad
daylight Monday morning on İstiklal, a crowded pedestrian street in Taksim, the question of safety
in Istanbul’s Beyoğlu area has once
again become the talk of the town.
Europe - France
Workers at a bankrupt car parts supplier are
threatening to blow up their factory unless they get paid a EUR 30,000
compensation.
Tensions linger between Colombia and EcuadorJuly 13, 2009 Americas - Colombia, Ecuador
Ecuador today will begin imposing stiff
tariffs on hundreds of Colombian imports, the latest round in a
festering dispute between the neighbors.
Americas - Argentina
Normally the winter period in July is the most
profitable time of year for children's theatre companies and cinema
owners in Argentina. But swine flu has changed everything this year.
East Asia / Pacific - Hong
Kong, SAR Hong Kongers ventured out
unafraid Tuesday, as police searched for suspects behind a third acid
attack that injured 24 people in one of the city's most densely
populated shopping districts. Nearly 100 people have been injured in the
assaults so far.
Americas - Mexico
Sixteen gunmen thought to be linked to drug
cartels and two soldiers have been killed in clashes in the Mexican
resort of Acapulco, officials say.
2 JOURNALISTS ON TRIAL IN N. KOREA
June 4, 2009 SEOUL,
South Korea -- North Korea's top court began hearing
the case Thursday of two American journalists accused of crossing into the
country illegally and engaging in "hostile acts" -- charges that could draw
a 10-year sentence in a labor camp...
French plane lost in ocean storm
June 1, 2009
An Air France
airliner carrying 228 people from Brazil to Paris vanishes over the Atlantic
after a possible lightning strike.
EARTHQUAKES
May 28, 2009 A
powerful earthquake of 7.1 magnitude has struck off Honduras and a
tsunami watch is in effect for Honduras, Guatemala and Belize. The quake
knocked out power in some areas and a handful of houses collapsed in the
town of Santa Barbara in northwest Honduras, but there were no immediate
reports of deaths. The quake hit 39 miles (64 km) northeast of Roatan, an
island in the Islas de la Bahia, and had a shallow depth of 6.2 miles.
East Asia / Pacific, South /
Central Asia Health authorities across
Asia were scrambling Saturday to limit the spread of swine flu after
reporting two confirmed cases in one of the world's most densely
populated regions.
11 bodies found in Mexico, some with torture signsApril 6, 2009 Americas - Mexico
Eleven people were found shot to death around
Mexico on Saturday, some bearing signs of torture and left with
threatening messages emblematic of drug violence.
Americas - Mexico
The US government is to increase security at
the country's border with Mexico in an attempt to combat drug cartels,
the White House has announced.
HLLN on the report that 30000 Haitians have been ordered deported ...March 19, 2009
Atlantic Free Press -
Groningen,Netherlands At this point, Haiti is in much worse shape than
Central Americans
were at ... the need for France to repay the extraordinary 1825 ransom it extorted from
...
Europe - Turkey
Turkish police lead an operation against the
terrorist group called Marxist Leninist Communist Party (MLKP) on 10th
of March.
5 human heads discovered in ice chests in central MexicoMarch 11, 2009
Five human heads were found in ice chests on
Tuesday under a ficus tree in the central Mexican state of Jalisco,
police said.The grisly find appeared to be
the latest indication of drug cartels fighting for supremacy in battles
that have left thousands dead. Police in the municipality of Ixtlahuacan
del Rio were informed of the discovery at 2 a.m., the prosecutor's
office said in a written statement.
Canada warns about Mexico travel
- International Herald
Tribune Feb 27, 2009 ... TORONTO: Canada issued an
travel advisory Friday warning asurge in ... The
U.S. State Department recently issued a travel alert for... International
Herald Tribune, Alison Smale, on the big global issues ofthe week. ...
Americas - Mexico
Federal police made two arrests and confiscated
weapons and marijuana Sunday in Tijuana, across the U.S. border from San
Diego, after coming under attack by men linked to a drug cartel.
Americas - Mexico
The people of Villanueva said they'd had
enough. Men in cowboy hats, women with hand-scrawled signs, children on
bikes -- they gathered outside town and blocked the main interstate
highway.
Europe - Netherlands, Turkey
A
Turkish Airlines plane has crashed on landing at Amsterdam's Schiphol
international airport, killing nine people and injuring 84, six
critically. The plane, carrying 127 passengers and seven crew, crashed
short of the runway near the A9 highway. It broke into three pieces, but
did not catch fire.
'Small cell' behind Cairo blastFebruary23, 2009 Middle East / N. Africa - Egypt
Security services in Cairo believe a small
Islamist cell carried out Sunday's deadly bombing, according to reports in
the pro-government press.
We
at Sunburst International Risk Management
are dedicated to
being your trusted source for global risk
assessment and mitigation consulting
and training services.
Whether
you travel for business, leisure, adventure, or study, the best way to
ensure an enjoyable, productive, and safe trip is
to be aware of what types of problems you may encounter, take steps to
prevent problems before they happen, and be prepared to deal with problems
if they do occur.
We focus on the things that
we believe matter most to our clients - helping them
learn
how to reduce the uncertainties of international travel
and providing them with global protection and peace of
mind.
We are committed to delivering individualized services, risk
assessment expertise, and
carefully considered advice to our clients.
We are proud to
provide superior global protection and peace of mind to
international travelers in over 100 countries.
Click Here for Current Travel News & Travel Advisories
The answer is easy. Whether you travel for business or
pleasure, international travel involves risk. You may arrive at your destination to find
that your luggage with personal items has
If you reside in Florida or have a mailing address in Florida,
please contact us at 877-211-3654 or 
Medical: 
: 
The Optional Hazardous Sports Rider is available for
the adventurous traveler. This Rider adds coverage for the Amateur sports, listed in
exclusion #15. The maximum policy limit under this rider is the Overall Maximum Limit you
select. The Accidental Death and Dismemberment benefit is deleted during the course of the
activity.