SUMMARY

High-Limit
ccident nsurance
Underwritten by Lloyd's of London

Also Can be used as
Global Short-Term Life Insurance & Disability Insurance
Worldwide Coverage High Limits
Accidental Death & Dismemberment
Optional Coverage for Acts of War and Terrorism Global Disability

What Are Some Uses for Lloyd's High-Limit Accident Insurance?

This plan can be used as Global Short-Term Life Insurance and Disability Insurance.
Permanent year-round extra protection to cover the sudden and unexpected financial effects
of an accident.
Travel accident coverage on a short term or permanent basis.
Trip or event coverage for participants, volunteers and sponsors.

Who Buys Lloyd's High-Limit Accident Insurance?

Business Firms, to offset the loss of a key employee. To compensate families of employees for loss of income due to accidental death or permanent disability.

Professional firms, to offset the temporary and long term financial aspects of accidental death or accidental bodily injury to a Principal of the firm.

Educators and students, to protect parents or sponsors against loss due to accidents
while traveling or while living away from home

Travelers, on business or on pleasure trips anywhere in the world

War Correspondents or military families

Tour groups, while on recreational or sporting trips such as skiing, scuba diving, sky diving or bungee jumping

Government Agencies and Programs

Fraternal and Religious Activities

Individuals and Families.

Plan Features:

Issue Limits: $100,000 to $20,000,000, or more

     Flexibility
          - Available to individuals, families or groups.
          - 24-hour coverage, or common carrier coverage including air travel.

Third Party Ownership for Estate Planning

     Comprehensive Coverage
           - Accidental Death Benefit
           - Specific Loss Benefit (Loss of use of limbs; loss of speech; loss of sight; loss of hearing)

     Valuable Optional Enhancements:
            - Permanent Total Disability
           - War or Acts of War or Acts of Terrorism

Special Features:

   Benefits are payable in addition to any other plan.
    Benefits are payable for loss caused by exposure to the weather or in a conveyance that
       results in disappearance or sinkin and the body is not found within 365 days of the
       accident.
    Benefits will be paid on the basis of presumption of death.
    Benefits may be taken in a single lump sum or in equal annual installments
    Covers accidental bodily injury sustained while the Certificate is in force and which results
       in loss within 365 days of the date of the accident.
   War or acts of war and/or terrorism may be covered under this plan by applying for such
        and paying the additional premium

About the Insurance Company:
Lloyd's of London, the oldest and largest insurance organization in the world, is the insurer of HIGH-LIMIT ACCIDENT INSURANCE. Rated A by AM Best Company, and A+ by Standard and Poors. Lloyd's provides financial strength and security that is unparalled in the worldwide insurance market. Lloyd's is recognized as a market leader in the accident and health insurance arena, and is well known for its innovative products and services. Presently, Lloyd's provides accident and health insurance to millions of individuals in almost countries of the world.

For more information and quotes, please contact us today.
info@internationalriskmanagement.com
877-211-3654 or 559-294-0316

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www.InternationalRiskManagement.com

HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are subject to change without notice
at the discretion of the insurance carriers. This site is updated weekly, but we recommend contacting us
directly to be assured of getting the most up-to-date information available.

Copyright � 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

INTERNATIONAL SECURITY NEWS BRIEFS:
Please note that we at Sunburst International Risk Management provides the International Security News Briefs as a value-added service to our international clients and visitors of this website. Our International Security News Briefs are updated frequently, in order to provide you with current and reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may become inactive at any time. We suggest that you bookmark our website and return frequently to check the current global news posted on our website.

Europe - United Kingdom
Crime 'stable' but robbery rises July 19, 2007
Crime in England and Wales has remained stable during the past year, according to Home Office figures.

East Asia / Pacific - China
Fifth of China goods sub-standard July 4, 2007
Nearly a fifth of goods made and sold in China have been found to be sub-standard, Beijing has revealed. The worst problems were found in canned fruit, dried fish and fruit drinks, a food inspectors' report said.

Sub-Saharan Africa - Nigeria
Scots oil worker held in Nigeria April 1, 2007
A British oil worker is still missing after being kidnapped in Nigeria, the Foreign Office has said.

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for Global Travel Medical, Accident, & Life Insurance

Middle East / N. Africa - Israel
Israeli union gripped by general strikes Mar. 21, /2007
Irael's main trade union has launched an open-ended general strike which threatens to bring transport and public services across the country to a halt.

Europe - Russia
55 Cities Could Face Spring Floods Mar. 15, /2007
More than 55 cities and towns across the country could be flooded this spring, according to a forecast released by the Emergency Situations Ministry.

Middle East / N. Africa - Algeria
Threat to Commercial Aircraft in Algeria Mar. 14, /2007
There is information that extremists may be planning to conduct an attack against a commercial aircraft carrying Western workers in Algeria. At this time, there is no additional information available as to the specific carrier or the timing of this attack.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - Thailand
Army doubts Bangkok attacks likely Mar. 12, 2007
Council for National Security chairman Gen Sonthi Boonyaratkalin Sunday dismissed rumours that southern insurgents plan to launch disturbances in the Thai capital anytime from Tuesday through Thursday.

Sub-Saharan Africa - Kenya
Mombasa Athletic Event Threats Mar. 6, 2007
Recent information emanating from alleged extremist elements suggests the World Cross-Country Championship may be the target of an unspecified terrorist attack. The embassy is also aware of public statements by leaders of Kenya�s Coastal Muslim community threatening to disrupt the Championship if the Government of Kenya does not satisfy various demands

Sub-Saharan Africa - Ethiopia
Tourists 'kidnapped' in Ethiopia Mar. 2, 2007
Addis Ababa, Ethiopia: A group of 15 foreign tourists has been kidnapped in north-east Ethiopia. They include 11 French nationals, at least one Briton and an Italian.

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for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - Thailand
Muslim insurgency stokes fear in southern Thailand Feb. 26, 2007
PATTANI, Thailand: Some are already calling it war, a brutal Muslim separatist insurgency in southern Thailand that has taken as many as 2,000 lives in three years, with almost- daily bombings, drive-by shootings, arson and beheadings.

American Tourist kills mugger with bare hands Feb. 24, 2007
SAN JOSE, Costa Rica - An American tourist who watched as a U.S. military veteran in his 70s used his bare hands to kill an armed assailant in Costa Rica said she thought the attempted robbery was a joke � until the masked attacker held a gun to her head.

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

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for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - China
Buddhist beheaded in Thai south Feb. 9, 2007
A 72-year-old Buddhist rice miller was beheaded in Thailand's rebellious Muslim south on Thursday in an apparent retaliation for a bomb attack on a village tea shop owned by Muslims, police said.

Europe - Russia Feb. 5, 2007
Registration Rules Stir Up Confusion
Moscow, Russia: According to a new law that came into effect Jan. 15, foreigners are now required to hand over their registration papers to migration officials -- via their employer or other sponsor -- every time they leave the country and re-register upon subsequent entry into the country.

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for Global Travel Medical, Accident, & Life Insurance

Sub-Saharan Africa - Nigeria
Captors release nine Chinese oil workers in Nigeria Feb. 5, 2007
Nigeria, Lagos: Hostage takers in Nigeria released nine Chinese oil-worker captives, officials said on Sunday, amid rising violence in Africa's biggest petroleum producer.

Sub-Saharan Africa - Nigeria
Force no solution for Nigeria's oil delta Feb. 2, 2007
The Nigerian government faces a new challenge from spiralling crime in the oil-producing Niger Delta, but wants to avoid turning Africa's oil heartland into a battleground, Energy Minister Edmund Daukorua said.

Sub-Saharan Africa - Nigeria
Demands made for release of hostages 2/1/07
Manila - Nigerian kidnappers holding 24 Filipinos hostage have made "political demands" that have hampered negotiations to free them, the Philippine foreign department said Thursday.

East Asia / Pacific - Thailand 1/30/07
Two explosions in northern Bangkok
Bangkok - Two explosions occurred early on Tuesday morning along the main road in northern Bangkok. There were no casualties reported in the blasts near the Daily News newspaper and Rama Gardens Hotel Bangkok.

More Global Safety
& Security
News Briefs

For Information on How to Protect Yourself, Your Family, Your Employees, and Your Trips Abroad,
Contact our experienced Risk Managers today.
info@internationalriskmanagement.com
877-211-3654 or 559-294-0316

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

Copyright (c) 2002-2007 by Sunburst International Risk Management.
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

Sub-Saharan Africa - Nigeria Three Croatians kidnapped in Nigeria Feb. 19, 2007 Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.