BROCHURE
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Insurance
Underwritten by Lloyd's of London

Worldwide Assistance for Kidnap and Ransom
Crisis Assistance, Detention, Extortion

Kidnap Ransom Coverage: is there REALLY a need?

Reward in business comes from taking risks. But the most successful businesses are those that analyze their risks carefully and take steps to protect against them.

That would be straightforward enough if companies were exposed only to day-to-day commercial and competitive threats. But many business hazards today are far more difficult to predict and quantify.

"It won't happen to us". Kidnap, detention and extortion are real dangers for companies operating both overseas and in domestic markets. They are often overlooked by management on the grounds that "It won't happen to us". But the damage they inflict on a business can be severe - as the annual roll call of corporate and individual victims around the world testifies.

If it does happen, who do you turn to?

Sunburst International Risk Management in partner with Lloyd's of London and Control Risk Group offer coverage tailored precisely to the policy holder's needs as well as extensive guidance on preventing - and responding to - incidents.

What Does This Plan Insure?
This coverage provides, as the basis for all of its benefits, access to one of the premier crisis response organizations in the world. The response team provides advisory assistance to the family or business with regard to independent investigations, negotiations, arrangement and delivery of funds, and numerous other services vital to a safe, speedy and satisfactory resolution.

What Is Kidnap Insurance?
Kidnap insurance provides numerous benefits and services to the applicant and the insured. Most people believe that kidnap insurance is only a ransom benefit. The following points are offered to provide you with a better understanding of this type of coverage.

Benefits and Services Which are Typically Available:
      Ransom money Informant money Crisis management services
       Legal liabilities Rehabilitation Personal security consultation
      Negotiation services Family counseling Loss of ransom in transit
      Medical services and emergency evacuation Interpretive and forensic services
      Business security consultation Accidental death Reward money

Crisis Response Teams
Although ransom benefits appear to be the primary benefit, the core benefit of any plan is the Crisis Response Team that will assess and advise the family or business. It is essential to have a response team that is experienced with both the handling of incidents as well as the local political environment.

Some response companies hire their services to anyone. Some are retained by an insurer. Some response firms are principally investigation firms while others have anti-terrorist and hostage negotiation backgrounds. Some response teams will assist the family or business while others do not want any interaction with the insured's family or business. The EPIC Plan retains Control Risks Group for immediate deployment. Control Risks interact with and advise the family and / or the business. Members of Control Risks have diverse backgrounds including military and FBI training. NO other response team has the extensive experience of Control Risks.
Control Risks is the premiere provider of political risk assessment, crisis management, security management and investigative services. Control Risks has competent and experienced personnel stationed within four hours travel time of any spot on earth.

Aggregate Basis Vs. Inclusive Basis
Some plans pay the expenses of the Response team directly from within the benefits available. Therefore, if you purchase a $1 million ransom benefit and the expense of the response team is $250,000, an aggregate basis benefit plan will provide only $750,000 of ransom reimbursement.
The EPIC series provides the expenses of control risks on an inclusive basis, thus, in our example above, there will always be the $1 million ransom benefit available regardless of the cost of Control risks.

Ransom Benefits = Reimbursement
Ransom benefits, regardless of the policy issuer, will always be on a reimbursement basis only. Why? There are two reasons:

1) It is illegal to insure an unlawful event. As an example, you cannot insure an act of vandalism,
but you can insure expenses incurred as a result of the act of vandalism.

2) Negotiations. A person may have a net worth of one billion dollars. If the money is all in real estate except for $50,000 cash, in the absence of insurance, what would a family do? Raising the $1 million would necessitate selling property, which could take months. Negotiations are often hastened by access to "quick cash" even if it is less than the actual demand amount. If a person has direct access to the full ransom amount, negotiations may be comprised.

Our Kidnap and Ransom insurance plans designed for providing not only money for ransom and reward, but the real strength to any Kidnap/Ransom policy is the response team members who are ready to provide on site management/ assistance to the family or business of a kidnapped victim. These experienced negotiators are usually successful in reaching a solution to the matter without loss of life. Terrorists and kidnappers have an objective other than killing the victim.

This Page contains a brief summary of The Kidnap and Ransom Insurance Plan.

Kidnap & Ransom Cases Around the World

To obtain a custom quote, please Click Here.

HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are subject to change without notice
at the discretion of the insurance carriers. This site is updated weekly, but we recommend contacting us
directly to be assured of getting the most up-to-date information available.

Copyright � 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

INTERNATIONAL SECURITY NEWS BRIEFS:
Please note that we at Sunburst International Risk Management provides the International Security News Briefs as a value-added service to our international clients and visitors of this website. Our International Security News Briefs are updated frequently, in order to provide you with current and reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may become inactive at any time. We suggest that you bookmark our website and return frequently to check the current global news posted on our website.

Europe - United Kingdom
Crime 'stable' but robbery rises July 19, 2007
Crime in England and Wales has remained stable during the past year, according to Home Office figures.

East Asia / Pacific - China
Fifth of China goods sub-standard July 4, 2007
Nearly a fifth of goods made and sold in China have been found to be sub-standard, Beijing has revealed. The worst problems were found in canned fruit, dried fish and fruit drinks, a food inspectors' report said.

Sub-Saharan Africa - Nigeria
Scots oil worker held in Nigeria April 1, 2007
A British oil worker is still missing after being kidnapped in Nigeria, the Foreign Office has said.

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Middle East / N. Africa - Israel
Israeli union gripped by general strikes Mar. 21, /2007
Irael's main trade union has launched an open-ended general strike which threatens to bring transport and public services across the country to a halt.

Europe - Russia
55 Cities Could Face Spring Floods Mar. 15, /2007
More than 55 cities and towns across the country could be flooded this spring, according to a forecast released by the Emergency Situations Ministry.

Middle East / N. Africa - Algeria
Threat to Commercial Aircraft in Algeria Mar. 14, /2007
There is information that extremists may be planning to conduct an attack against a commercial aircraft carrying Western workers in Algeria. At this time, there is no additional information available as to the specific carrier or the timing of this attack.

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East Asia / Pacific - Thailand
Army doubts Bangkok attacks likely Mar. 12, 2007
Council for National Security chairman Gen Sonthi Boonyaratkalin Sunday dismissed rumours that southern insurgents plan to launch disturbances in the Thai capital anytime from Tuesday through Thursday.

Sub-Saharan Africa - Kenya
Mombasa Athletic Event Threats Mar. 6, 2007
Recent information emanating from alleged extremist elements suggests the World Cross-Country Championship may be the target of an unspecified terrorist attack. The embassy is also aware of public statements by leaders of Kenya�s Coastal Muslim community threatening to disrupt the Championship if the Government of Kenya does not satisfy various demands

Sub-Saharan Africa - Ethiopia
Tourists 'kidnapped' in Ethiopia Mar. 2, 2007
Addis Ababa, Ethiopia: A group of 15 foreign tourists has been kidnapped in north-east Ethiopia. They include 11 French nationals, at least one Briton and an Italian.

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East Asia / Pacific - Thailand
Muslim insurgency stokes fear in southern Thailand Feb. 26, 2007
PATTANI, Thailand: Some are already calling it war, a brutal Muslim separatist insurgency in southern Thailand that has taken as many as 2,000 lives in three years, with almost- daily bombings, drive-by shootings, arson and beheadings.

American Tourist kills mugger with bare hands Feb. 24, 2007
SAN JOSE, Costa Rica - An American tourist who watched as a U.S. military veteran in his 70s used his bare hands to kill an armed assailant in Costa Rica said she thought the attempted robbery was a joke � until the masked attacker held a gun to her head.

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

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East Asia / Pacific - China
Buddhist beheaded in Thai south Feb. 9, 2007
A 72-year-old Buddhist rice miller was beheaded in Thailand's rebellious Muslim south on Thursday in an apparent retaliation for a bomb attack on a village tea shop owned by Muslims, police said.

Europe - Russia Feb. 5, 2007
Registration Rules Stir Up Confusion
Moscow, Russia: According to a new law that came into effect Jan. 15, foreigners are now required to hand over their registration papers to migration officials -- via their employer or other sponsor -- every time they leave the country and re-register upon subsequent entry into the country.

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Sub-Saharan Africa - Nigeria
Captors release nine Chinese oil workers in Nigeria Feb. 5, 2007
Nigeria, Lagos: Hostage takers in Nigeria released nine Chinese oil-worker captives, officials said on Sunday, amid rising violence in Africa's biggest petroleum producer.

Sub-Saharan Africa - Nigeria
Force no solution for Nigeria's oil delta Feb. 2, 2007
The Nigerian government faces a new challenge from spiralling crime in the oil-producing Niger Delta, but wants to avoid turning Africa's oil heartland into a battleground, Energy Minister Edmund Daukorua said.

Sub-Saharan Africa - Nigeria
Demands made for release of hostages 2/1/07
Manila - Nigerian kidnappers holding 24 Filipinos hostage have made "political demands" that have hampered negotiations to free them, the Philippine foreign department said Thursday.

East Asia / Pacific - Thailand 1/30/07
Two explosions in northern Bangkok
Bangkok - Two explosions occurred early on Tuesday morning along the main road in northern Bangkok. There were no casualties reported in the blasts near the Daily News newspaper and Rama Gardens Hotel Bangkok.

More Global Safety
& Security
News Briefs

For Information on How to Protect Yourself, Your Family, Your Employees, and Your Trips Abroad,
Contact our experienced Risk Managers today.
info@internationalriskmanagement.com
877-211-3654 or 559-294-0316

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Copyright (c) 2002-2007 by Sunburst International Risk Management.
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

Reward in business comes from taking risks. But the most successful businesses are those that analyze their risks carefully and take steps to protect against them.

Sub-Saharan Africa - Nigeria Three Croatians kidnapped in Nigeria Feb. 19, 2007 Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.