Consulting & Training Services | International Insurance Plans | Disability Insurance Plans
Online Quotes | Custom Quotes | Companies We Keep | Who Are We? | Contact Us
Global Safety & Security News Briefs | What's New? | Home Page | Site Map | Privacy Pledge
Complimentary Safe Passages for Smart TravelersSM
 

BROCHURE, RATES and APPLICATION

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite^SM, a travel cancellation insurance program. Patriot T.R.I.P. Elite provides coverage for many of those unforeseen circumstances that may force the cancellation or interruption of your covered trip. In addition, benefits may also be provided for travel delays, baggage delays, emergency medical treatment and medical evacuation while you are away from home. You expect top-notch service if the unexpected should happen. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite^SM.

 SUMMARY OF BENEFITS:
Patriot T.R.I.P. Elite^SM is designed to provide needed protection for many of those unforeseen events that may force cancellation of your travel plans or interrupt your covered trip.*

Trip Cancellation Your illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member A terrorist incident Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services Hijacking Medical quarantine Jury duty Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood Your auto accident or that of your travel companion on the way to the scheduled departure point Employer termination or layoff Additional benefits for the program for U.S. residents: Financial default of a travel supplier Cancelled leave if you or your companion is on active duty for the military, police or fire department

The amount of your trip you elected to protect up to $20,000

Trip Interruption Applies to the same events as listed above

150% of the amount of your trip you elected to protect

Baggage Delay	Up to US$500
Emergency Medical/Dental Expenses	Up to US$50,000

Emergency Medical Evacuation/Repatriation Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence

Up to US$1,000,000

Emergency Reunion or Return of Mortal Remains Return of minor children or grandchildren Transportation and lodging for a family member to be at your bedside Return of a rental vehicle Return of mortal remains

Up to US$3,000

This is a summary of the principal provisions of the master policy offered through the NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.

This brochure is not intended to be an offer to sell Patriot T.R.I.P. Elite or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

Coverage offered through the Patriot T.R.I.P. Elite program for U.S. residents may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. Elite programs, please see the applicable certificate wording which is available upon request.

* A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days.

EMERGENCY SERVICES
Separate from the benefits under Patriot T.R.I.P., as a member of the NSBTHA the following non-insurance Emergency Travel Assistance Services are available to you from The Plan Administrator:

• Emergency Travel Arrangements - In the event you must return home or discontinue your trip as a result of an interruption in travel due to an illness of your spouse, child, parent, in-law, or grandparent, The Plan Administrator will help you make the appropriate travel arrangements. You are responsible for the cost of the travel tickets.
• Lost Passport/Travel Documents Assistance - The Plan Administrator will help you report, retrieve or replace lost or stolen travel documents, such as your passport, credit cards and airline tickets.
• Lost Luggage Assistance - The Plan Administrator will assist you in communicating with the commercial carrier for the return of your lost luggage.
• Embassy or Consulate Referral - The Plan Administrator will inform you of the location and contact telephone numbers for the nearest embassy or consulate, no matter where you are.
• Emergency Message Relay - The Plan Administrator will receive or transmit emergency messages between you, your family and your employer.
• Emergency Prescription Replacement - The Plan Administrator will assist with the replacement of lost or damaged prescription medication. You are responsible for the cost of the actual medication and shipping costs (if any).
• Medical Referral - If urgent medical advice or care is needed,  The Plan Administrator is prepared to refer you to the nearest appropriate care facility or provide a listing of available medical care to you. The Plan Administrator will also help with obtaining an appointment with the medical care provider you have chosen.
• 24-Hour Medical Monitoring - If you are hospitalized, The Plan Administrator will provide medical professionals to communicate with your treating doctor(s) and help monitor your condition. The Plan Administrator will also communicate with your family doctor as you direct.
• Emergency Cash Transfer - The Plan Administrator will help you transfer funds up to US$500, in the event of a medical or travel emergency.
• Legal Referrals - The Plan Administrator  will provide you with a referral to the nearest attorney.
• Emergency Translations - The Plan Administrator will provide you with personal, emergency telephone translation services and referral to a local interpreter service should you require language assistance.

SUMMARY OF EXCLUSIONS:

The Plan will not pay for any Illness, Injury or loss caused by or as a result of:

1. A Pre-Existing Condition*
2. War or any act of war (whether declared or undeclared), civil disturbance, riot or insurrection.
3. Serving in one of the armed forces of any country or international authority.
4. Operating, learning to operate, piloting or riding in or on any aircraft or flying device, other than riding as a passenger in a licensed commercial aircraft.
5. Suicide or attempted suicide, while sane; intentionally self-inflicted Injury or Illness.
6. Being under the influence of any intoxicant, drug or narcotic unless prescribed by a Physician.
7. Training, practicing or participating in any motor sport or motor racing.
8. Parachuting, hang gliding, parasailing, hot air ballooning, scuba diving below 135 feet or any type of scuba diving without the proper diving training and certification from a professional organization, rock or mountain climbing, or hunting.
9. Pregnancy or childbirth when You are expected to give birth within two months from the date of a Covered Trip or an elective abortion.
10. Traveling against the advice of a Physician, traveling while on a waiting list for inpatient Hospital or clinic treatment, or traveling for the purpose of obtaining medical treatment abroad.
11. Taking part in any scheduled athletic event or competition.
12. Any emotional, psychological, mental or nervous disorder.
13. Any potentially fatal condition which was diagnosed before the date Your coverage became effective, or any condition for which You are traveling to seek treatment.
14. Dental treatment due to normal wear and tear or the normal maintenance of dental health.

*Under the Patriot T.R.I.P. Elite^SM Program for U.S. residents, we may waive the pre-existing condition exclusion under the terms of the policy.

Exclusions may vary by state. Read your certificate carefully and note all exclusions that may apply. For more information regarding these exclusions and all other terms and conditions of Patriot T.R.I.P. Elite, please see the applicable certificate wording which is available upon request.

The Patriot T.R.I.P. Elite program for U.S. residents is underwritten and offered where available by Sirius America Insurance Company, New York, NY 10036. The Patriot T.R.I.P. Elite program for non-U.S. residents is underwritten and offered where available by Sirius International Insurance Corporation (publ).

Click here for Instant Quote & Online Purchase

If you have any questions or concerns, please contact us today.
info@internationalriskmanagement.com
877-211-3654 or 559-294-0316

Thank you for visiting our website.
www.InternationalRiskManagement.com
 

International Insurance Plans | Disability Insurance Plans | Custom Quotes | Online Quotes
Companies We Keep | Who Are We? | Contact Us | Home Page | Site Map | Privacy Pledge
Global Safety & Security News Briefs | What's New?
Complimentary Safe Passages for Smart TravelersSM

HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are subject to change without notice
at the discretion of the insurance carriers. This site is updated weekly, but we recommend contacting us
directly to be assured of getting the most up-to-date information available.

Copyright © 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

  INTERNATIONAL SECURITY NEWS BRIEFS:
Please note that we at Sunburst International Risk Management provides the International Security News Briefs as a value-added service to our international clients and visitors of this website. Our International Security News Briefs are updated frequently, in order to provide you with current and reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may become inactive at any time. We suggest that you bookmark our website and return frequently to check the current global news posted on our website.

Europe - United Kingdom
Crime 'stable' but robbery rises  July 19, 2007
Crime in England and Wales has remained stable during the past year, according to Home Office figures.

East Asia / Pacific - China
Fifth of China goods sub-standard  July 4, 2007
Nearly a fifth of goods made and sold in China have been found to be sub-standard, Beijing has revealed. The worst problems were found in canned fruit, dried fish and fruit drinks, a food inspectors' report said.

Sub-Saharan Africa - Nigeria
Scots oil worker held in Nigeria  April 1, 2007
A British oil worker is still missing after being kidnapped in Nigeria, the Foreign Office has said.

Middle East / N. Africa - Israel  
Israeli union gripped by general strikes Mar. 21, /2007
Irael's main trade union has launched an open-ended general strike which threatens to bring transport and public services across the country to a halt. 

Europe - Russia
55 Cities Could Face Spring Floods Mar. 15, /2007
More than 55 cities and towns across the country could be flooded this spring, according to a forecast released by the Emergency Situations Ministry.

Middle East / N. Africa - Algeria
Threat to Commercial Aircraft in Algeria Mar. 14, /2007
There is information that extremists may be planning to conduct an attack against a commercial aircraft carrying Western workers in Algeria. At this time, there is no additional information available as to the specific carrier or the timing of this attack.

East Asia / Pacific - Thailand
Army doubts Bangkok attacks likely  Mar. 12, 2007
Council for National Security chairman Gen Sonthi Boonyaratkalin Sunday dismissed rumours that southern insurgents plan to launch disturbances in the Thai capital anytime from Tuesday through Thursday.

Sub-Saharan Africa - Kenya
Mombasa Athletic Event Threats Mar. 6, 2007
Recent information emanating from alleged extremist elements suggests the World Cross-Country Championship may be the target of an unspecified terrorist attack. The embassy is also aware of public statements by leaders of Kenya’s Coastal Muslim community threatening to disrupt the Championship if the Government of Kenya does not satisfy various demands

Sub-Saharan Africa - Ethiopia  
Tourists 'kidnapped' in Ethiopia  Mar. 2, 2007
Addis Ababa, Ethiopia: A group of 15 foreign tourists has been kidnapped in north-east Ethiopia. They include 11 French nationals, at least one Briton and an Italian.

East Asia / Pacific - Thailand
Muslim insurgency stokes fear in southern Thailand Feb. 26, 2007
PATTANI, Thailand: Some are already calling it war, a brutal Muslim separatist insurgency in southern Thailand that has taken as many as 2,000 lives in three years, with almost- daily bombings, drive-by shootings, arson and beheadings.
 

American Tourist kills mugger with bare hands Feb. 24, 2007
SAN JOSE, Costa Rica - An American tourist who watched as a U.S. military veteran in his 70s used his bare hands to kill an armed assailant in Costa Rica said she thought the attempted robbery was a joke — until the masked attacker held a gun to her head.

Sub-Saharan Africa - Nigeria  
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt. 

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - China
Buddhist beheaded in Thai south Feb. 9, 2007
A 72-year-old Buddhist rice miller was beheaded in Thailand's rebellious Muslim south on Thursday in an apparent retaliation for a bomb attack on a village tea shop owned by Muslims, police said.

Europe - Russia Feb. 5, 2007
Registration Rules Stir Up Confusion
Moscow, Russia: According to a new law that came into effect Jan. 15, foreigners are now required to hand over their registration papers to migration officials -- via their employer or other sponsor -- every time they leave the country and re-register upon subsequent entry into the country.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

Sub-Saharan Africa - Nigeria
Captors release nine Chinese oil workers in Nigeria Feb. 5, 2007
Nigeria, Lagos: Hostage takers in Nigeria released nine Chinese oil-worker captives, officials said on Sunday, amid rising violence in Africa's biggest petroleum producer.

Sub-Saharan Africa - Nigeria
Force no solution for Nigeria's oil delta Feb. 2, 2007
The Nigerian government faces a new challenge from spiralling crime in the oil-producing Niger Delta, but wants to avoid turning Africa's oil heartland into a battleground, Energy Minister Edmund Daukorua said.

Sub-Saharan Africa - Nigeria
Demands made for release of hostages 2/1/07
Manila - Nigerian kidnappers holding 24 Filipinos hostage have made "political demands" that have hampered negotiations to free them, the Philippine foreign department said Thursday.

East Asia / Pacific - Thailand 1/30/07
Two explosions in northern Bangkok
Bangkok - Two explosions occurred early on Tuesday morning along the main road in northern Bangkok. There were no casualties reported in the blasts near the Daily News newspaper and Rama Gardens Hotel Bangkok.

More Global Safety & Security News Briefs

	Enter your search terms
	Web www.internationalriskmanagement.com www.worldwidemedicalplans.com Submit search form

For Information on How to Protect Yourself, Your Family, Your Employees, and Your Trips Abroad, Contact our experienced Risk Managers today. info@internationalriskmanagement.com 877-211-3654 or 559-294-0316 Click here for Instant Quotes & Online Purchase for Global Travel Medical, Accident, & Life Insurance

International Insurance Plans | Disability Insurance Plans | Online Quotes | Custom Quotes
Companies We Keep | Who Are We?| Contact Us | Home Page | Site Map | Privacy Pledge
Global Safety & Security News Briefs | What's New?
Complimentary Safe Passages for Smart TravelersSM

Copyright (c) 2002-2007 by Sunburst International Risk Management.
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.